TERMS OF REFERENCE

Enterprise Finance & Financial Education Facilitator

Consultancy to strengthen financial capability, enterprise finance and investment readiness across the participant journey

1. Assignment Information

2. Background

Mbuya Graduate Transition Centre (MGTC) is a specialised Business Development Services (BDS) institution in Mbuya, Kampala, supporting graduates to transition from education into employment, entrepreneurship and enterprise growth through an intensive programme built around structured Career Pathways, Innovation Labs, Peer Accountability Groups and applied learning.

Financial capability is a cross-cutting component of the MGTC model. Participants require practical financial skills from the early stages of personal financial management and career transition through enterprise planning, financial modelling, access to finance and investment readiness.

The financial requirements of participants also vary across Career Pathways. Some participants require stronger foundations in budgeting, savings and personal financial planning; others need support to develop enterprise budgets, start-up cost projections, cash-flow projections and financial models; while participants progressing toward enterprise growth and investment readiness require stronger financial analysis and preparation for engagement with potential funders or investors.

MGTC is therefore seeking an experienced Enterprise Finance & Financial Education Facilitator to provide specialist financial capability support across the participant journey and ensure that financial content is coherent, practical and appropriately differentiated across Career Pathways and Innovation Labs.

3. Objective of the Assignment

The objective of this assignment is to strengthen participants’ financial capability and enterprise finance competencies across the MGTC programme, enabling them to make informed personal financial decisions, develop realistic enterprise financial plans and progressively build the financial information and tools required for enterprise development and investment readiness.

The Consultant will provide pathway-differentiated financial education and coaching, support financial planning and modelling, contribute to investment-readiness preparation, and work with relevant facilitators to contextualise financial content to participants’ sectors and transition pathways.

4. Scope of Work

The Consultant will undertake the following responsibilities.

• Deliver approved financial education content across the participant journey, covering relevant areas such as personal budgeting, savings, financial planning, responsible borrowing, financial decision-making, enterprise finance and access to finance.
• Adapt financial content and coaching to the needs of the three Career Pathways, including:
• personal financial management and financial discipline for participants pursuing employment-oriented pathways;
• start-up costing, pricing, budgeting, cash-flow planning and financial projections for enterprise-oriented participants; and
• financial modelling, funding requirements, investment readiness and financial due diligence for participants progressing toward enterprise growth and investment engagement.
• Administer or facilitate the approved Financial Health Baseline and support participants to identify relevant financial priorities, gaps and actions.
• Guide participants in developing practical personal or enterprise financial plans appropriate to their pathway and stage of development.
• Provide technical guidance to participants developing enterprise financial models.
• Coach participants to present and explain their financial assumptions and requirements clearly for the final business proposition and financial model remains with the participant/enterprise.
• Provide practical orientation on relevant financial services and financing options available within Uganda including appropriate sources of enterprise finance.
• Work with Innovation Lab Facilitators and other technical specialists to contextualise financial education and enterprise finance content to the sectors in which participants are developing their projects or businesses.
• Provide relevant feedback to the Programme team on common financial capability gaps, participant support needs and areas requiring reinforcement in subsequent programme phases, without compromising participant confidentiality.

5. Expected Deliverables and Timelines

The Consultant will be assessed against the following deliverables.

6. Reporting and Coordination Arrangements

• The Consultant will submit agreed deliverables to the Programmes Manager for review and approval.
• The Consultant will coordinate with the Enterprise Development Facilitator, Workforce Readiness Facilitator, Innovation Lab Facilitators and MELQ Lead to ensure financial content is appropriately sequenced, contextualised and aligned with the wider participant journey.
• The Consultant retains professional autonomy over technical financial content and facilitation methods within the approved MGTC curriculum, programme standards and agreed deliverables.

7. Qualifications and Experience

      Essential

• Bachelor’s degree in finance, accounting, economics, business administration or a related field.
• At least five years’ relevant professional experience in financial education, enterprise finance, financial services, business advisory, banking, microfinance or a closely related field.
• Demonstrated experience facilitating financial literacy, financial capability or enterprise-finance learning for entrepreneurs, young adults, graduates, MSMEs or comparable groups.
• Demonstrated experience developing or reviewing enterprise budgets, financial projections, cash-flow plans or financial models.
• Demonstrated understanding of financial products and financing options relevant to Uganda’s MSME and emerging-enterprise landscape.

      Desirable

• Financial Education Programme (FEP/FEF) trainer certification or comparable financial education certification.
• Experience supporting investment readiness, fundraising or enterprise growth.
• Experience with Uganda’s SACCO, MFI, banking and digital financial services ecosystem.
• Experience working with graduate, youth employment, entrepreneurship or enterprise-development programmes.
• Experience supporting gender-responsive financial inclusion or women’s access to finance.

8. Required Competencies

• Financial Capability Education
• Enterprise finance
• Financial modelling
• Investment readiness
• Financial services knowledge
• Adult and experiential learning
• Gender-responsive financial inclusion

9. Gender, Inclusion, Safeguarding and Confidentiality

The Consultant will:

• Deliver financial education in a gender-responsive, non-discriminatory and disability-inclusive manner.
• Recognise structural and practical barriers that may affect participants’ access to financial services, including barriers disproportionately affecting women and other underserved groups.
• Avoid promoting financial products or providers in a manner that compromises professional independence or participant choice.
• Handle participant financial information and disclosures with appropriate confidentiality and discretion.
• Complete MGTC’s safeguarding orientation and comply with the Code of Conduct and applicable facilitator standards before commencing delivery.
• Refer matters outside the Consultant’s professional scope through appropriate MGTC mechanisms.

10. Payment and Conditions of Engagement

• The Consultant will be engaged on a part-time, cohort-cycle basis, with the level of effort determined by the approved programme schedule and financial capability activities.
• The applicable consultancy fee or daily/session rate will be agreed in the consultancy contract and will be payable upon submission and approval of the agreed deliverables.
• The Consultant will be responsible for their own applicable tax obligations unless otherwise provided for in the consultancy contract.
• No employment relationship is created by this engagement.
• Materials specifically developed for MGTC under this assignment may be retained, reused and adapted by MGTC for future cohorts. The Consultant retains ownership of pre-existing methodologies, tools and generic professional resources.
• Renewal for subsequent cohorts is not automatic and will depend on programme requirements, performance and mutual agreement.
• MGTC may update these Terms of Reference where necessary to reflect programme or operational requirements. Any material changes to the scope, deliverables, level of effort or fees will be communicated and agreed with the Consultant.

11. Application Requirements

Interested consultants should submit:

• A current CV highlighting relevant financial education, enterprise finance, business advisory and facilitation experience.
• A brief statement of approach, not exceeding one page, outlining how the applicant would strengthen financial capability across the MGTC participant journey. The statement of approach must be original and personally written by the applicant, reflecting their own professional experience and reasoning. Submissions that are substantially AI-generated, generic, or not clearly grounded in the applicant’s own practice will not be considered. MGTC may request applicants to elaborate on or defend their submitted statement during shortlisting or interview.
• Evidence or references from at least two relevant previous assignments involving financial education, enterprise finance, business advisory, entrepreneurship or investment readiness.
• Copies of relevant professional qualifications and certifications, where applicable.
• Proposed professional fee in UGX, indicating the proposed unit of pricing (day, session, module, cohort or retainer), the applicable rate and what is included in the fee. Any additional costs or reimbursable expenses should be clearly stated separately.

MGTC reserves the right to shortlist candidates based on qualifications, relevant experience, professional standing, demonstrated technical competence, proposed approach and value for money.