Credit Manager

Full time @KCB BANK posted 5 minutes ago in Finance

Job Detail

KEY RESPONSIBILITIES:

Quality assessment and prudent decisions on loan applications within lending discretionary limit and/or making recommendations to higher approving authority.
Compliance with target turnaround time and the agreed Service Level Agreement (SLA).
Provide prompt guidance, mentoring, coaching and support on aspects of credit to all credit teams across branch network.
To grow the good book whilst minimizing risk.
Provide the lead technical support on development of new and reviewing existing credit products, credit policies and credit appraisal tools.
Identify training needs of credit teams in head office and across branch network through branch visits, spot checks and observations and recommend appropriate credit up-skilling.
Assist the Head of Credit and or Senior Credit Manager on all credit related issues delegated and act in their capacity while they are away.

DAILY RESPONSIBILITIES:

Sanction credit applications within delegated lending discretionary authority for KCB Bank Uganda.
Assess and recommend for approval credit applications above delegated lending discretionary authority.
Coach and mentor credit analysts within KCBU Head Office.
Monitor pre-approved loan applications pending with business to ensure they are sanctioned within SLA.

Other Duties:

Conduct credit training or recommend necessary trainings for Credit Analysts and Relationship Managers.
Prepare and submit for review Board Credit Committee credit request Memos within the specified timelines.
Participate in the 360 Degrees and customer survey feedback reviews.
Review new/re-packaged credit product proposals.
Ensure applications are processed within TAT to avoid long outstanding CQ items.
Conduct periodic customer visits to ensure proper utilization of facilities or assess the business prior to lending on sample basis.
Any other duties delegated from time to time.

MINIMUM POSITION QUALIFICATION REQUIREMENTS

Particulars	Detail	Specific Field or Qualification	Need Type
Education	Bachelor’s degree	Economics, Finance or Business-related course	RQ
	Professional Qualifications	Certified Credit Management, Credit Risk Management, or any other recognised credit certification course.	RQ
	Master’s degree	Economics, Finance or Business-related course	AA

Experience

Total Minimum No of Years Experience Required

Detail	Minimum No of Years	Need Type
Relationship Management	1	DE
Credit Underwriting and Approval	4	ES
Credit Portfolio Management	1	ES

Important Procedure

No payments should be made during the application process.
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Application ends in 11d 16h 7min