Phoenix Capital
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Founded Date January 1, 1900
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Sectors Finance
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Posted Jobs 2
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Viewed 1
Company Description
Phoenix Capital (U) Ltd is a licensed, non-deposit-taking financial services institution operating within Uganda’s microfinance sector. Legally registered and regulated under the strict oversight of the Uganda Microfinance Regulatory Authority (UMRA), the company functions as a specialized credit provider. The company maintains its main corporate operations and physical loan center on the Ground Floor of Block B at the Rwenzori Towers, situated along Plot 6 Nakasero Road in Kampala.
The primary business model of the enterprise focuses on addressing short-to-medium term liquidity constraints for urban professionals, individual investors, and small business owners. Its flagship financial solution centers on a streamlined asset-backed credit program, offering fast and secure car logbook loans. By using a customer’s vehicle value as the underlying collateral, the firm bridges the strict financial exclusion gap typically found in traditional commercial banking frameworks, helping borrowers access emergency or expansion capital without prolonged waiting periods
To maintain an agile consumer experience, the firm implements a multi-step digitalized and physical application ecosystem. The formal process balances rapid turnaround times with accurate financial risk management, commencing with online or in-person document submission. Experienced credit officers perform standardized vehicle valuations to verify the true loan eligibility thresholds, leading to rapid final approvals and direct fund disbursement into the borrower’s designated accounts once the legal paperwork is fully processed.
The core financial operations, referral rewards programs, and regulatory frameworks managed by the credit enterprise include:
- Car Logbook Loans: The principal credit facility providing rapid liquidity based directly on the evaluated market value of the applicant’s motor vehicle.
- Auto Loan Online Referral Program: An interactive community incentive campaign allowing individuals to earn a 2% payout commission on the successful approval of referred client loans.
- Standard Operating Schedule: Accessible for administrative inquiries and credit tracking from Monday to Friday between 8:00 AM and 5:00 PM, and on Saturdays from 9:00 AM to 1:00 PM.
- UMRA Institutional Compliance: Governed strictly by Tier 4financial guidelines to protect consumer rights, eliminate predatory interest rates, and ensure transparent debt collection methods.
- Central Business Node: Positioned within the Nakasero commercial hub to facilitate convenient physical car inspections, document validation, and financial advisory services.
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Active Jobs From Phoenix Capital
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COLLECTION OFFICER
- @ Phoenix Capital
- Kampala District
- Finance
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CREDIT AND RISK OFFICER.
- @ Phoenix Capital
- Kampala District
- Finance